Personal Accident

Personal Accident Insurance

Protect the cogs of your business, your employees, from unfortunate events. This insurance policy covers bodily injury, death, medical ailments and can be extended to injuries caused by acts of terrorism.

Extent of Cover

  • Death
  • Total and permanent loss of or loss of use of one or more limb(s)
  • Total and irrecoverable loss of sight in one or both eyes or permanent total loss of hearing in one or both ears or permanent loss of speech
  • Permanent total disablement occurring within 24 months of the occurrence of the accidental bodily injury
  • Temporary total disablement

Main Exclusion

  • Sickness (physical or mental), disease or any naturally occurring condition or degenerative ailments
  • Bodily injury directly or indirectly caused by pregnancy or childbirth
  • Taking part in naval, military or air force service or operations
  • Incidents under the influence of intoxicating liquor or drugs
  • Intentional self-injury, attempted suicide or accidents occurred while carrying out any criminal act
  • Travelling other than by regular airlines, vessels or approved multi-engine charter flight

Available Extension

  • Accidental bodily injury caused by acts of terrorism

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